Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.